feat: 新增多密码验证支持及架构文档

refactor: 重构用户模型和密码验证逻辑
feat(epay): 添加支付类型支持
docs: 添加安装和配置指南文档
fix: 修复优惠券过期检查逻辑
perf: 优化设备解绑缓存清理流程
test: 添加密码验证测试用例
chore: 更新依赖版本

internal/logic/admin/user/createUserLogic.go

@@ -40,6 +40,7 @@ func (l *CreateUserLogic) CreateUser(req *types.CreateUserRequest) error {
 	pwd := tool.EncodePassWord(req.Password)
 	newUser := &user.User{
 		Password:           pwd,
+		Algo:               "default",
 		ReferralPercentage: req.ReferralPercentage,
 		OnlyFirstPurchase:  &req.OnlyFirstPurchase,
 		ReferCode:          req.ReferCode,

internal/logic/admin/user/updateUserBasicInfoLogic.go

@@ -129,6 +129,7 @@ func (l *UpdateUserBasicInfoLogic) UpdateUserBasicInfo(req *types.UpdateUserBasi
 			return errors.Wrapf(xerr.NewErrCodeMsg(503, "Demo mode does not allow modification of the admin user password"), "UpdateUserBasicInfo failed: cannot update admin user password in demo mode")
 		}
 		userInfo.Password = tool.EncodePassWord(req.Password)
+		userInfo.Algo = "default"
 	}
 
 	err = l.svcCtx.UserModel.Update(l.ctx, userInfo)