feat: 提现优化 — 取消状态 + 收款方式 + TableName 修复 (HIF-42)

- P04: 修复 Withdrawal.TableName() 返回正确表名 withdrawals
- P03: 新增提现状态常量 (constant/withdrawal.go)，消除魔法数字 0/1/2/3；
       新增 CommissionTypeWithdrawCancel (338) 和 WithdrawalCancelForbidden 错误码
- P02: 迁移 02123 为 withdrawals 表添加 method/account/qr_code_url 列；
       扩展 Withdrawal GORM 模型和 API 类型（CommissionWithdrawRequest、WithdrawalLog）；
       申请提现时增加收款方式校验逻辑
- P01: 新增用户取消提现接口 POST /v1/public/user/withdrawal_cancel；
       仅可取消自己的待审核提现，退还佣金并写佣金日志
- P05: 管理端提现列表新增 method 过滤参数

Co-authored-by: multica-agent <github@multica.ai>

internal/logic/public/user/commissionWithdrawLogic.go

@@ -2,6 +2,7 @@ package user
 
 import (
 	"context"
+	"strings"
 	"time"
 
 	logicCommon "github.com/perfect-panel/server/internal/logic/common"
@@ -38,6 +39,21 @@ func (l *CommissionWithdrawLogic) CommissionWithdraw(req *types.CommissionWithdr
 		return nil, errors.Wrapf(xerr.NewErrCode(xerr.InvalidAccess), "Invalid Access")
 	}
 
+	switch req.Method {
+	case 1, 2: // Alipay, WeChat
+		if strings.TrimSpace(req.QrCodeUrl) == "" {
+			return nil, errors.Wrapf(xerr.NewErrCode(xerr.InvalidParams), "qr_code_url is required for method %d", req.Method)
+		}
+	case 3: // Bank
+		if strings.TrimSpace(req.Account) == "" {
+			return nil, errors.Wrapf(xerr.NewErrCode(xerr.InvalidParams), "account is required for bank transfer")
+		}
+	default: // Other
+		if strings.TrimSpace(req.Account) == "" && strings.TrimSpace(req.Content) == "" {
+			return nil, errors.Wrapf(xerr.NewErrCode(xerr.InvalidParams), "account or content is required")
+		}
+	}
+
 	if u.Commission < req.Amount {
 		logger.Errorf("User %d has insufficient commission balance: %.2f, requested: %.2f", u.Id, float64(u.Commission)/100, float64(req.Amount)/100)
 		return nil, errors.Wrapf(xerr.NewErrCode(xerr.UserCommissionNotEnough), "User %d has insufficient commission balance", u.Id)
@@ -65,11 +81,14 @@ func (l *CommissionWithdrawLogic) CommissionWithdraw(req *types.CommissionWithdr
 	}
 
 	err = tx.Model(&user.Withdrawal{}).Create(&user.Withdrawal{
-		UserId:  u.Id,
-		Amount:  req.Amount,
-		Content: req.Content,
-		Status:  0,
-		Reason:  "",
+		UserId:    u.Id,
+		Amount:    req.Amount,
+		Method:    req.Method,
+		Account:   req.Account,
+		QrCodeUrl: req.QrCodeUrl,
+		Content:   req.Content,
+		Status:    constant.WithdrawalStatusPending,
+		Reason:    "",
 	}).Error
 
 	if err != nil {
@@ -85,8 +104,11 @@ func (l *CommissionWithdrawLogic) CommissionWithdraw(req *types.CommissionWithdr
 	return &types.WithdrawalLog{
 		UserId:    u.Id,
 		Amount:    req.Amount,
+		Method:    req.Method,
+		Account:   req.Account,
+		QrCodeUrl: req.QrCodeUrl,
 		Content:   req.Content,
-		Status:    0,
+		Status:    constant.WithdrawalStatusPending,
 		Reason:    "",
 		CreatedAt: now.UnixMilli(),
 		UpdatedAt: now.UnixMilli(),