diff --git a/apis/public/user.api b/apis/public/user.api
index 350d7cf..e7968c4 100644
--- a/apis/public/user.api
+++ b/apis/public/user.api
@@ -137,9 +137,18 @@ type (
 		Size    int    `form:"size"`
 		BizType string `form:"biz_type" validate:"omitempty,oneof=withdrawal commission_refund"`
 	}
+	WithdrawalLogSummary {
+		CommissionBalance     int64 `json:"commission_balance"`
+		LockedByPending       int64 `json:"locked_by_pending"`
+		AvailableToWithdraw   int64 `json:"available_to_withdraw"`
+		TotalHistoricalAmount int64 `json:"total_historical_amount"`
+		TotalRefundedAmount   int64 `json:"total_refunded_amount"`
+		TotalIncomeAmount     int64 `json:"total_income_amount"`
+	}
 	QueryWithdrawalLogListResponse {
-		List  []WithdrawalLog `json:"list"`
-		Total int64           `json:"total"`
+		List    []WithdrawalLog       `json:"list"`
+		Total   int64                 `json:"total"`
+		Summary *WithdrawalLogSummary `json:"summary,omitempty"`
 	}
 	QueryCommissionReturnLogRequest {
 		Page int `form:"page"`
diff --git a/internal/logic/admin/user/updateUserBasicInfoLogic.go b/internal/logic/admin/user/updateUserBasicInfoLogic.go
index 3d5e504..4fc2a5a 100644
--- a/internal/logic/admin/user/updateUserBasicInfoLogic.go
+++ b/internal/logic/admin/user/updateUserBasicInfoLogic.go
@@ -110,6 +110,16 @@ func (l *UpdateUserBasicInfoLogic) UpdateUserBasicInfo(req *types.UpdateUserBasi
 				return errors.Wrapf(xerr.NewErrCode(xerr.InvalidAccess), "commission overwrite is blocked in withdrawal scene")
 			}
 			change := *req.Commission - userInfo.Commission
+			if change < 0 {
+				// 禁止直接扣减佣金:扣减必须走 approveWithdrawal 写 type=334 日志,
+				// 否则 user.commission 和 system_logs 会再次失衡,破坏账目闭环。
+				l.Logger.Errorw("blocked direct commission deduction via admin update",
+					logger.Field("user_id", userInfo.Id),
+					logger.Field("change", change),
+				)
+				return errors.Wrapf(xerr.NewErrCode(xerr.InvalidAccess),
+					"commission deduction must go through withdrawal approval, not direct edit")
+			}
 			if err = l.svcCtx.UserModel.UpdateCommission(l.ctx, userInfo.Id, change, tx); err != nil {
 				return err
 			}
diff --git a/internal/logic/public/user/queryCommissionReturnLogLogic.go b/internal/logic/public/user/queryCommissionReturnLogLogic.go
index 55250a6..66f627c 100644
--- a/internal/logic/public/user/queryCommissionReturnLogLogic.go
+++ b/internal/logic/public/user/queryCommissionReturnLogLogic.go
@@ -130,9 +130,12 @@ func (l *QueryCommissionReturnLogLogic) queryCommissionReturnLogRecordsByEventTy
 			continue
 		}
 
-		timestamp := content.Timestamp
-		if timestamp == 0 {
-			timestamp = row.CreatedAt.UnixMilli()
+		// content.Timestamp 历史数据为毫秒，按项目约定（统一秒级）转换；为 0 时回退到 row.CreatedAt 秒值
+		var timestamp int64
+		if content.Timestamp > 0 {
+			timestamp = content.Timestamp / 1000
+		} else {
+			timestamp = row.CreatedAt.Unix()
 		}
 		list = append(list, commissionReturnLogRecord{
 			LogID:     row.Id,
diff --git a/internal/logic/public/user/queryWithdrawalLogLogic.go b/internal/logic/public/user/queryWithdrawalLogLogic.go
index b8e74a0..61d949b 100644
--- a/internal/logic/public/user/queryWithdrawalLogLogic.go
+++ b/internal/logic/public/user/queryWithdrawalLogLogic.go
@@ -78,17 +78,72 @@ func (l *QueryWithdrawalLogLogic) queryWithdrawalLogs(userID int64, page, size i
 			Method:    row.Method,
 			Account:   row.Account,
 			QrCodeUrl: row.QrCodeUrl,
-			CreatedAt: row.CreatedAt.UnixMilli(),
-			UpdatedAt: row.UpdatedAt.UnixMilli(),
+			CreatedAt: row.CreatedAt.Unix(),
+			UpdatedAt: row.UpdatedAt.Unix(),
 		})
 	}
 
+	summary, err := l.buildSummary(userID)
+	if err != nil {
+		return nil, err
+	}
+
 	return &types.QueryWithdrawalLogListResponse{
-		List:  list,
-		Total: total,
+		List:    list,
+		Total:   total,
+		Summary: summary,
 	}, nil
 }
 
+// buildSummary 聚合用户佣金账目快照,供前端展示闭环对账
+//
+//	commission_balance      = user.commission（当前余额,由 system_logs 累计而来）
+//	locked_by_pending       = 待审批提现占用
+//	available_to_withdraw   = balance - locked
+//	total_historical_amount = 已通过提现累计（status=1）
+//	total_refunded_amount   = 佣金回扣累计（type=333/337/338）
+//	total_income_amount     = 佣金收入累计（type=331/332）
+func (l *QueryWithdrawalLogLogic) buildSummary(userID int64) (*types.WithdrawalLogSummary, error) {
+	db := l.svcCtx.DB.WithContext(l.ctx)
+	var summary types.WithdrawalLogSummary
+
+	if err := db.Model(&user.User{}).Where("id = ?", userID).
+		Select("COALESCE(commission, 0)").Scan(&summary.CommissionBalance).Error; err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DatabaseQueryError), "load commission balance failed: %v", err)
+	}
+
+	if err := db.Model(&user.Withdrawal{}).
+		Where("user_id = ? AND status = ?", userID, user.WithdrawalStatusPending).
+		Select("COALESCE(SUM(amount), 0)").Scan(&summary.LockedByPending).Error; err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DatabaseQueryError), "sum pending withdrawals failed: %v", err)
+	}
+
+	if err := db.Model(&user.Withdrawal{}).
+		Where("user_id = ? AND status = ?", userID, user.WithdrawalStatusApproved).
+		Select("COALESCE(SUM(amount), 0)").Scan(&summary.TotalHistoricalAmount).Error; err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DatabaseQueryError), "sum approved withdrawals failed: %v", err)
+	}
+
+	row := db.Raw(`
+		SELECT
+			COALESCE(SUM(CASE WHEN CAST(JSON_EXTRACT(content,'$.type') AS UNSIGNED) IN (?,?)
+				THEN CAST(JSON_EXTRACT(content,'$.amount') AS SIGNED) ELSE 0 END), 0) AS income,
+			COALESCE(SUM(CASE WHEN CAST(JSON_EXTRACT(content,'$.type') AS UNSIGNED) IN (?,?,?)
+				THEN CAST(JSON_EXTRACT(content,'$.amount') AS SIGNED) ELSE 0 END), 0) AS refund
+		FROM system_logs
+		WHERE type = ? AND object_id = ?`,
+		log.CommissionTypePurchase, log.CommissionTypeRenewal,
+		log.CommissionTypeRefund, log.CommissionTypeWithdrawReject, log.CommissionTypeWithdrawCancel,
+		log.TypeCommission.Uint8(), userID,
+	).Row()
+	if err := row.Scan(&summary.TotalIncomeAmount, &summary.TotalRefundedAmount); err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DatabaseQueryError), "aggregate commission logs failed: %v", err)
+	}
+
+	summary.AvailableToWithdraw = summary.CommissionBalance - summary.LockedByPending
+	return &summary, nil
+}
+
 func (l *QueryWithdrawalLogLogic) queryCommissionRefundLogs(userID int64, page, size int) (*types.QueryWithdrawalLogListResponse, error) {
 	queryLogic := NewQueryCommissionReturnLogLogic(l.ctx, l.svcCtx)
 	rows, total, err := queryLogic.queryCommissionReturnLogRecordsByEventTypes(userID, page, size, log.CommissionTypeRefund)
diff --git a/internal/logic/public/user/queryWithdrawalLogLogic_test.go b/internal/logic/public/user/queryWithdrawalLogLogic_test.go
index 8e1f264..81a1f20 100644
--- a/internal/logic/public/user/queryWithdrawalLogLogic_test.go
+++ b/internal/logic/public/user/queryWithdrawalLogLogic_test.go
@@ -40,6 +40,23 @@ func TestQueryWithdrawalLog_WithWithdrawalBizType(t *testing.T) {
 		}).AddRow(
 			int64(1001), userID, int64(3000), "bank withdrawal", usermodel.WithdrawalStatusPending, "", uint8(3), "acct-001", "", createdAt, updatedAt,
 		))
+	// buildSummary 触发的 4 个聚合查询
+	mock.ExpectQuery("SELECT COALESCE(commission, 0) FROM `user`").
+		WithArgs(userID).
+		WillReturnRows(sqlmock.NewRows([]string{"commission"}).AddRow(int64(5000)))
+	mock.ExpectQuery("SELECT COALESCE(SUM(amount), 0) FROM `withdrawals`").
+		WithArgs(userID, usermodel.WithdrawalStatusPending).
+		WillReturnRows(sqlmock.NewRows([]string{"sum"}).AddRow(int64(3000)))
+	mock.ExpectQuery("SELECT COALESCE(SUM(amount), 0) FROM `withdrawals`").
+		WithArgs(userID, usermodel.WithdrawalStatusApproved).
+		WillReturnRows(sqlmock.NewRows([]string{"sum"}).AddRow(int64(0)))
+	mock.ExpectQuery("FROM system_logs").
+		WithArgs(
+			logmodel.CommissionTypePurchase, logmodel.CommissionTypeRenewal,
+			logmodel.CommissionTypeRefund, logmodel.CommissionTypeWithdrawReject, logmodel.CommissionTypeWithdrawCancel,
+			logmodel.TypeCommission.Uint8(), userID,
+		).
+		WillReturnRows(sqlmock.NewRows([]string{"income", "refund"}).AddRow(int64(8000), int64(0)))
 
 	logic := newTestQueryWithdrawalLogLogic(t, db, userID)
 	resp, err := logic.QueryWithdrawalLog(&types.QueryWithdrawalLogListRequest{
@@ -57,9 +74,16 @@ func TestQueryWithdrawalLog_WithWithdrawalBizType(t *testing.T) {
 	if got.BizType != withdrawalLogBizTypeWithdrawal {
 		t.Fatalf("BizType = %q, want %q", got.BizType, withdrawalLogBizTypeWithdrawal)
 	}
-	if got.Id != 1001 || got.UserId != userID || got.Amount != 3000 || got.CreatedAt != createdAt.UnixMilli() || got.UpdatedAt != updatedAt.UnixMilli() {
+	if got.Id != 1001 || got.UserId != userID || got.Amount != 3000 || got.CreatedAt != createdAt.Unix() || got.UpdatedAt != updatedAt.Unix() {
 		t.Fatalf("withdrawal item = %+v", got)
 	}
+	if resp.Summary == nil {
+		t.Fatalf("expected summary, got nil")
+	}
+	if resp.Summary.CommissionBalance != 5000 || resp.Summary.LockedByPending != 3000 ||
+		resp.Summary.AvailableToWithdraw != 2000 || resp.Summary.TotalIncomeAmount != 8000 {
+		t.Fatalf("summary = %+v, want balance=5000 locked=3000 avail=2000 income=8000", resp.Summary)
+	}
 	assertQueryWithdrawalLogExpectations(t, mock)
 }
 
diff --git a/internal/types/types.go b/internal/types/types.go
index ea0dad4..b9a18a0 100644
--- a/internal/types/types.go
+++ b/internal/types/types.go
@@ -2565,9 +2565,19 @@ type QueryWithdrawalLogListRequest struct {
 	BizType string `form:"biz_type" validate:"omitempty,oneof=withdrawal commission_refund"`
 }
 
+type WithdrawalLogSummary struct {
+	CommissionBalance     int64 `json:"commission_balance"`
+	LockedByPending       int64 `json:"locked_by_pending"`
+	AvailableToWithdraw   int64 `json:"available_to_withdraw"`
+	TotalHistoricalAmount int64 `json:"total_historical_amount"`
+	TotalRefundedAmount   int64 `json:"total_refunded_amount"`
+	TotalIncomeAmount     int64 `json:"total_income_amount"`
+}
+
 type QueryWithdrawalLogListResponse struct {
-	List  []WithdrawalLog `json:"list"`
-	Total int64           `json:"total"`
+	List    []WithdrawalLog       `json:"list"`
+	Total   int64                 `json:"total"`
+	Summary *WithdrawalLogSummary `json:"summary,omitempty"`
 }
 
 type QuotaTask struct {